Is credit dangerous?

Question

I've heard so many sad stories about credit. But I need money and credit is the only option. What to do?

Answer 1

I think the problem is not the loans, but the people who take them. I don't think you hear these stories from people who have a good credit history. If you know you can pay it back on time, why not.

Answer 2

Probably not at the bank. But with the help of an online lending service is quite possible. I often use it. Especially when I'm short of some small amount before payday. It's very convenient these days. You apply online, for example on https://maggieloans.com/payday-loans/texas, enter your data, attach documents and in 15 minutes you know the answer. It's strange that there are still people who have never used this service. Try it, I think everything will work out.