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This allows you to process the information electronically rather than using a paper check. E-checks are a type of electronic funds transfer (EFT). You enter your banking information into a website or payment gateway instead of writing a check. One example of eCheck processing is online bill payment. Paper checks are slower and less secure than eChecks, which use the Automated Clearing House (ACH) network.
https://www.offshoregateways.com/echeck-payment-processing
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