You can also use the Apple Cash app to send and receive money using the iPhone's messaging app. However, Sending money using the Apple Pay to Cash app can be difficult. And for novice users, we recommend that you read everything before you start. Most importantly, To protect your savings, you may be asked to verify your identity in certain places when using Apple Cash. However, if you do not provide this information, you may not be able to use all of the features of Apple Cash. Then, you can visit our website to learn more about financial programs.