Typical credit card processing fees range from 2% - 2.5% for retail businesses that swipe the majority of their credit cards, to 2.25% to 3.50% or more for e-commerce and mail-order businesses.
There are several variables that can Interchange processing dramatically impact a business's average processing costs, so these general numbers should be taken with a grain of salt. If you're interested in calculating a more accurate cost average for your business, consider the following variables in your calculation.
How are cards processed?
Businesses generally process credit cards as card-present or card-not-present. As the names imply, card-present refers to the act of physically swiping a customer's credit card through an electronic reader, and card-not-present refers to the act of processing a card when it's not physically present.